Welcome to a collection of wisdom and insight from one of the most influential voices in personal finance and entrepreneurship, Robert Kiyosaki. Renowned for his groundbreaking book Rich Dad Poor Dad, Kiyosaki has empowered millions with his unconventional yet practical financial advice. Through his writing, speaking engagements, and educational materials, he challenges conventional thinking about money, wealth creation, and the path to financial freedom.
Robert Kiyosaki’s philosophy revolves around the importance of financial education, taking calculated risks, and developing the mindset of an investor rather than a consumer. His teachings emphasize the significance of assets over liabilities, passive income streams, and the value of leveraging resources to build wealth. With a focus on cultivating financial intelligence, Kiyosaki encourages individuals to break free from the cycle of paycheck-to-paycheck living and instead strive for financial independence and abundance. His insights have inspired countless individuals to rethink their approach to money and pursue their dreams with determination and strategic thinking.
Below, you’ll find a curated selection of Robert Kiyosaki’s most impactful quotes, each offering a nugget of wisdom to ponder and apply in your own financial journey. Whether you’re seeking motivation, guidance, or a fresh perspective on wealth-building, these quotes serve as reminders of the principles that can lead to lasting prosperity and fulfillment.
Every time the Fed implements ‘quantitative easing,’ a.k.a. printing more money, two things go up: taxes and inflation. When taxes and inflation go up, more jobs are lost. Robert Kiyosaki
Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I’m the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans. Robert Kiyosaki
Financial freedom is available to those who learn about it and work for it. Robert Kiyosaki
Inside of every problem lies an opportunity. Robert Kiyosaki
My measure of success is whether I’m fulfilling my mission. Robert Kiyosaki
Many novice real estate investors soon quit the profession and invest in a well-diversified portfolio of bonds. That’s because, when you invest in real estate, you often see a side of humanity that stocks, bonds, mutual funds, and saving money shelter you from. Robert Kiyosaki
You have to look for teachers. If you want to be a mechanic, go hang out with mechanics. Robert Kiyosaki
The environmentalists say capitalism is killing our oceans, air, land, and forests. Capitalists argue that they provide food, fuel, and building materials for a growing world. Robert Kiyosaki
Jim Cramer is a very smart man. I watch his show. I just do not follow his advice. Robert Kiyosaki
I began playing Monopoly for real when I was 26 years old. Today, my wife and I have approximately 1,400 little green houses – each paying us monthly. You do not have to be a rocket scientist or have a Harvard degree to play Monopoly for real. Robert Kiyosaki
Assets put money in your pocket, whether you work or not, and liabilities take money from your pocket. Robert Kiyosaki
When you think about it, three of our biggest financial decisions in life are made at times of peak emotional excitement: deciding to get married, buying a home, and having kids. Robert Kiyosaki
The more a person seeks security, the more that person gives up control over their life. Robert Kiyosaki
If you’re going to be a winner in life, you have to constantly go beyond your best. Robert Kiyosaki
When President Obama speaks about raising taxes on the rich, he speaks about high-income employees and small business owners, not entrepreneurs who build big businesses. Robert Kiyosaki
Many gold and silver experts will recommend you buy numismatic coins – rare and old coins. If you are not a rare coin expert, I’d encourage you to stay away from them. New investors often pay too much for rare coins that are not really rare. Robert Kiyosaki
It’s tough to negotiate from a position of weakness. Robert Kiyosaki
Our global economy is much more fragile than many of us realize. Robert Kiyosaki
French fries kill more people than guns and sharks, yet nobody’s afraid of French fries. Robert Kiyosaki
When times are bad is when the real entrepreneurs emerge. Robert Kiyosaki
Getting rich is about fun. It’s a game, and you have to treat it that way. Robert Kiyosaki
Everything the working class has been told to do, the rich do not do. That is my message. Robert Kiyosaki
Most people have the opportunity of a lifetime flash right in front of them, and they fail to see it. A year later, they find out about it, after everyone else got rich. Robert Kiyosaki
I believe that one key to success is to accept truth, no matter how it’s spoken. Robert Kiyosaki
Education is what you learn after you leave school. Robert Kiyosaki
Most shareholders have little if any control over the companies in which they own stock, even if they own a million shares. Robert Kiyosaki
Today, medical devices such as catheters and stethoscopes use silver, and every hospital in the western world uses silver sulfadiazine to prevent infections. Robert Kiyosaki
Life is better when people are working, happy, and spending money. Robert Kiyosaki
When people are lame, they love to blame. Robert Kiyosaki
A financial crisis is a great time for professional investors and a horrible time for average ones. Robert Kiyosaki
Israel will not tolerate Iran developing nuclear power, even if Iran claims it is for peaceful purposes. If there is an attack, oil prices will go through the roof. Robert Kiyosaki
People say ‘I want to be rich’. The question is, ‘Are you willing to do what it takes?’ Robert Kiyosaki
People invest in businesses that they believe have the leadership, mission and team to grow and operate profitably. Robert Kiyosaki
Often, in the real world, it’s not the smart that get ahead but the bold. Robert Kiyosaki
We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them. Robert Kiyosaki
You have to be smart. The easy days are over. Robert Kiyosaki
People who lie to themselves about investing are the same as overweight people who blame their genes for their obesity. Robert Kiyosaki
In the simplest terms, inflation occurs when there’s too much money in the system. On the flip side, deflation occurs when there are too few dollars in circulation. Robert Kiyosaki
If you’re working for a good company and you’re happy there, and you’re being compensated accordingly, and your work satisfies you, you should stay there. Robert Kiyosaki
Regardless of what our national credit rating is, people will always want a roof over their heads, food on their tables, fuel for their cars, and clothes on their backs. Robert Kiyosaki
Quitting is the easiest thing to do. Robert Kiyosaki
Few people realize that luck is created. Robert Kiyosaki
Many people will have nothing at the end of their working lives. Robert Kiyosaki
This rise of the new global mega-rich is happening as established institutions are falling. The fall runs the gamut from the music business and traditional media to the Detroit automakers who find themselves obsolete, outmaneuvered, and out-priced by entrepreneurs in Silicon Valley, Mumbai, Shanghai, and even Siberia. Robert Kiyosaki
It was easy being healthy when I was young. I was full of energy, so sports and physical challenges were fun. But as I got older and the spring left my step, exercise became harder, and eating, drinking and watching TV became easier. By the time I was 50, I’d put on 50 pounds. Robert Kiyosaki
Money has a language of its own. Robert Kiyosaki
The Web and new technology offer more opportunities to reach a world market at a lower price. Today, a person can start a business at home and reach the world market. Robert Kiyosaki
Our brains are either our greatest assets or our greatest liabilities. Robert Kiyosaki
I know the Federal Reserve Bank can continue to print more and more money… but city and state governments cannot. Robert Kiyosaki
Face your fears and doubts, and new worlds will open to you. Robert Kiyosaki
My partner Donald Trump says that married couples should always have a prenuptial agreement. True, a prenuptial is important if one partner is much richer than the other before marriage, but Kim and I don’t have one. Robert Kiyosaki
I don’t like being told what to do and kissing you-know-what to get up the corporate ladder. Robert Kiyosaki
I’d rather be a victor than a victim. Robert Kiyosaki
For something to collapse, not all systems have to shut down. In most cases, just one system is enough. For example, the human body is a system of systems. If just one system, such as the cardiovascular system, shuts down, death follows. Robert Kiyosaki
The rich are those who play to win. The middle class plays not to lose. Robert Kiyosaki
If you want to know why the towers of American capitalism are crumbling, I recommend reading ‘The Creature from Jekyll Island’ by G. Edward Griffin. Robert Kiyosaki
I have a problem with too much money. I can’t reinvest it fast enough, and because I reinvest it, more money comes in. Yes, the rich do get richer. Robert Kiyosaki
I want parents to teach that academic intelligence is essential, but so is financial intelligence. Robert Kiyosaki
Finding good partners is the key to success in anything: in business, in marriage and, especially, in investing. Robert Kiyosaki
In the world of money and investing, you must learn to control your emotions. Robert Kiyosaki
As long as you blame someone or something else – something outside you that’s bigger than you are – as the source of your problems, the problems won’t get solved. Robert Kiyosaki
Jobs are a centuries-old concept created during the Industrial Revolution. Despite the reality that we’re now deep in the Information Age, many people are studying for, or working at, or clinging to the Industrial Age idea of a safe, secure job. Robert Kiyosaki
An example of good debt is the debt on the apartment houses I own. That debt is good only as long as there are tenants to pay my mortgages. If tenants stop paying their rent, my good debt turns into bad debt. Robert Kiyosaki
If you or I fail at business, we fail. If we cheat and fail, we go to jail. But if you’re rich and politically connected, your incompetence may be protected by a government bailout. Robert Kiyosaki
Many financial advisors recommend that you diversify for your own protection. What they fail to tell you is that it is also for their protection. Since most financial advisors cannot tell you exactly which stock or mutual fund is a great investment, they tell you to buy a bunch of them. Robert Kiyosaki
I’m a cash flow guy. If it doesn’t make me money today, forget about it. Robert Kiyosaki
If you want to thrive in today’s economy, you must challenge the status quo and get the financial education necessary to succeed. Robert Kiyosaki
The thing I always say to people is this: ‘If you avoid failure, you also avoid success.’ Robert Kiyosaki
If you are the kind of person who is waiting for the ‘right’ thing to happen, you might wait for a long time. It’s like waiting for all the traffic lights to be green for five miles before starting the trip. Robert Kiyosaki
Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven’t been taught how to take control of their financial future. Robert Kiyosaki
Demographics show that we are entering a battle between young and old. I call it the ‘Age War.’ The young want to hang onto their money to grow their families, businesses, and wealth. The old want the tax and investment dollars of the young to sustain their old age. Robert Kiyosaki
Losers are people who are afraid of losing. Robert Kiyosaki
Critics only make you stronger. You have to look at what they are saying as feedback. Sometimes the feedback helps, and other times, it’s just noise that can be a distraction. Robert Kiyosaki
Warren Buffett is famous for talking about the ‘intrinsic value’ of stocks. But while many people parrot this phrase, few know what it really means. Robert Kiyosaki
Every time I hear a politician mention the word ‘stimulus,’ my mind flashes back to high school biology class, when I touched battery wires to a dead frog to make it twitch. Robert Kiyosaki
Many people aren’t rich because they’re liars. Robert Kiyosaki
As a bull market turns into a bear market, the new pros turn into optimists, hoping and praying the bear market will become a bull and save them. But as the market remains bearish, the optimists become pessimists, quit the profession, and return to their day jobs. This is when the real professional investors re-enter the market. Robert Kiyosaki
Commodities such as gold and silver have a world market that transcends national borders, politics, religions, and race. A person may not like someone else’s religion, but he’ll accept his gold. Robert Kiyosaki
Managing your own property can be a full-time job. Robert Kiyosaki
It costs governments money to keep fuel prices low. Oil-rich Yemen, for instance, devotes 9 percent of its GDP to making sure its people don’t riot when oil prices rise. Robert Kiyosaki
As a young kid, I really wanted to be rich. Robert Kiyosaki
Academic qualifications are important and so is financial education. They’re both important and schools are forgetting one of them. Robert Kiyosaki
Any time an investment company has to spend heavily on advertising, it’s probably a bad business in which to invest. Robert Kiyosaki
It’s human nature to blame someone else for your shortcomings or upsets. Robert Kiyosaki
When I started my last business, I didn’t receive a paycheck for 13 months. The average person can’t handle that pressure. Robert Kiyosaki
The thing most people don’t pick up when they become an entrepreneur is that it never ends. It’s 24/7. Robert Kiyosaki
Learn to invest in investments where you can achieve an honest, legal advantage over other investors. When it comes to investing, why play on a level field? Robert Kiyosaki
During the Enron debacle, it was workers who took the pounding, not bankers. Not only did Enron employees lose their jobs, many lost their retirement savings. That’s because they were at the bottom of the investing food chain. Robert Kiyosaki
A lot of people are afraid to tell the truth, to say no. That’s where toughness comes into play. Toughness is not being a bully. It’s having backbone. Robert Kiyosaki
While the Chinese people, as a rule, are good people, my business dealings with Communist Chinese officials have left me disturbed and concerned about the rise of the Chinese Empire. Robert Kiyosaki
If you want to go somewhere, it is best to find someone who has already been there. Robert Kiyosaki
The problem with real estate is that it’s local. You have to understand the local market. Robert Kiyosaki
If you don’t like the idea that most of the money spent on lottery tickets supports government programs, you should know that most of the earnings from mutual funds support investment advisors’ and mutual fund managers’ retirement. Robert Kiyosaki
The problem with being an employee or self-employed is you pay the highest taxes. Robert Kiyosaki
The best way to predict the future is to study the past, or prognosticate. Robert Kiyosaki
Most people are happy being average. Most are happy being faceless in a sea of faces. Robert Kiyosaki
All empires come to an end, and the American one is no exception. Robert Kiyosaki
If you look at anyone who has achieved great success and wealth, people like Warren Buffett, Oprah Winfrey, or Lance Armstrong, they have all focused intensely in order to win. Robert Kiyosaki
My family wasn’t rich, so when it comes to money, I tend to think, ‘Err on the side of caution.’ Robert Kiyosaki
The richest people in the world look for and build networks; everyone else looks for work. Robert Kiyosaki
