Welcome to Lending Quotes, your one-stop destination for insightful and inspiring quotes on the world of lending and borrowing. Whether you’re a financial enthusiast, a budding entrepreneur seeking wisdom, or simply someone curious about the dynamics of lending, you’ve come to the right place. Our curated collection of quotes encompasses the diverse aspects of lending, from the wisdom of financial experts to the experiences of borrowers and lenders alike.
In this ever-evolving financial landscape, understanding the principles and perspectives behind lending is crucial. Here at Lending Quotes, we aim to provide you with a wealth of wisdom and inspiration that can guide you on your financial journey. Below, you will find a treasure trove of quotes on lending, waiting to be explored, shared, and utilized in your own creative ways. Whether you choose to copy these quotes, place them on captivating images, or enhance them with stylish fonts, you’re in for an enlightening experience. Let’s delve into the world of lending and borrow the wisdom that awaits
Being a Mets fan is like lending someone a lot of money and you just know that you’ll never get paid back. John Oliver
Small- and medium-sized businesses need access to a diverse range of finance options, including non-bank lending. These new forms of finance are still small in scale today but they should, over time, bring additional choice and greater competition to the lending market. Vince Cable
The Federal Reserve has never suffered any losses in the course of its normal lending to banks and, now, to primary dealers. Ben Bernanke
I could write a book – if I could write, ha ha – about how many times I’ve been ripped off lending money to people. I’m an absolutely unbelievable soft touch. Unbelievable. I never learn my lesson. Harry Redknapp
The trip to Iraq confirmed that I made the right decision when I voted against lending Iraq the $18 billion the United States plans to use to help rebuild the country. Vic Snyder
By creating a minority quota in lending the government is clearly playing politics and wants to fatten its vote banks, whether or not it makes commercial sense. Sucheta Dalal
All children can do things to help, whether how big or small – by donating toys or lending a hand in the community. Kimora Lee Simmons
The banks are not lending, at least from what I see. They were so wild and reckless back in the good times that they got burned terribly. Ben Stein
If you are in banking and lending, surprise outcomes are likely to be negative for you. Nassim Nicholas Taleb
One of the risks for anybody in the lending business is that being conservative can harm your competitiveness. Michael Burry
Congressman Watt has a long history of advocating against predatory lending and the mortgage practices that caused millions of families to lose their homes. Marcia Fudge
Banks operate like a man who either wears his trousers round his chest, stifling breathing, as now, or round his ankles, exposing his assets. We want their trousers tied round their middle: steady lending growth; particularly to productive British business, especially small scale enterprise. Vince Cable
‘Muntazir’ has a very feel-good vibe to it. It’s Strings’ signature composition, especially the pre-chorus. I thoroughly enjoyed lending my vocals to it. Momina Mustehsan
One of the biggest problems out there that I hear from my friends in the business community is that there’s no lending, that it’s tough to get a loan today. Alexi Giannoulias
The universe of mortgage lending has gotten to the point where there is a place in it for everybody. Joe Mays
With weak balance sheets, banks tend to continue lending unprofitable businesses and leave them existing. Toshihiko Fukui
Being behind the lens gives me a completely different perspective, and because of my blog, I get to do projects and attend shows lending me another angle. Hanneli Mustaparta
Poetry is the art of substantiating shadows, and of lending existence to nothing. Edmund Burke
Phoenix and Las Vegas have grim long-term prospects. On top of oil-and-gas problems, they will have terrible problems with water and the ability to produce food locally. I suppose it shows how delusional the public is, and how our institutional controls have decayed – for instance, lending standards. James Howard Kunstler
The number one problem with Dodd-Frank is it’s way too complicated, and it cuts back lending, so we want to strip back parts of Dodd-Frank that prevent banks from lending, and that will be the number one priority on the regulatory side. Steve Mnuchin
Many of the smaller banks have had to get to the point where they now have more compliance people than they have lending offices. That’s crazy. Wilbur Ross
Banks hold deposits and savings entrusted to them by individuals, by businesses, by governments and by central banks. They put that money to work, helping people to buy homes, for example, or lending to businesses to invest in expansion. Bob Diamond
Small businesses have suffered under the demands of Obamacare and community banks have scaled back lending due to stringent provisions of Dodd-Frank financial regulation. Anthony Scaramucci
Most Russians believe they’ve never met an LGBT person in their lives. Also they immediately see LGBT people as ‘other,’ lending to the success of singling the group out as a ‘problem.’ Masha Gessen
There’s no way I could ring up a company that was lending me a red-carpet dress and say, ‘Do you have it in a 10?’ Because all the press samples are an 8 – I would say a ‘small 8.’ Romola Garai
If anything, the bailouts actually hindered lending, as banks became more like house pets that grow fat and lazy on two guaranteed meals a day than wild animals that have to go out into the jungle and hunt for opportunities in order to eat. Matt Taibbi
Separating out banks and investment banks right now under Glass-Steagall would have very big implications to the liquidity and the capital markets and banks being able to perform necessary lending. Steve Mnuchin
I grew up in a house full of books, and we belonged to the Country Lending Service – each month the State Library would send us a parcel of books by train. Garry Disher
If a lending institution is faced with bids for a package of toxic assets that are less than the carrying value of those assets, the sale of those assets would trigger a further loss and reduce the underlying capital of the institution. Roger Altman
After getting driven into the ground by the policies of the Bush administration, the economy is creeping up. It’s doing that because people are sticking their shoulders to the wheel. Community banks are doing a lot of lending to small businesses and keeping them going. Stephen Stills
Country banks are more flexible in their lending policies than their city brethren are. Bert Lance
I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh. Muhammad Yunus
The details of what the Fed did were kept secret until a provision in the Dodd-Frank Act that I sponsored required the Government Accountability Office to audit the Fed’s lending programs during the financial crisis. Bernie Sanders
After holding hearings to get input from Missourians, I led the fight to pass legislation that protects seniors from predatory lending in the mortgage industry. I stood up against efforts that would make it harder for seniors to vote, and battled telemarketers bent on defrauding seniors. Claire McCaskill
Everyone has a salary. Everyone has hopes and dreams for where they can invest their money. Everyone wants to do the best they can with it, and they don’t want to be subjected to any sort of predatory lending. Dede Gardner
In my own work, I have written about how our public sector bank officials avoid making any new lending decisions – because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong. Abhijit Banerjee
We need a resilient, well-capitalized, well-regulated financial system that is strong enough to withstand even severe shocks and support economic growth by lending through the economic cycle. Jerome Powell
And let the Fed sell bonds to bring bank reserves back down to required reserve levels, so we have restraint on bank lending and bank issuances of liability. Arthur Laffer
I’ve been focused on the West Coast economy and being a banker and lending in these markets. Steve Mnuchin
The fact that so many of your people are today residents and citizens of the United States, lending their influence to our civic and economic life, which has meant so much to our development. Frank B. Kellogg
Small lending institutions lack the capability of their larger counterparts to hire the additional manpower necessary to deal with the hundreds of additional regulations created by Dodd-Frank. Sam Graves
We also must pull from our highest ideals of justice and protect against those ills that destabilized our economy – like predatory lending, over-leveraged financial institutions and the unchecked avarice of the past that trumped fairness and common sense. Our platform calls for significant cuts in federal spending. Cory Booker
After the Versailles treaty, the U.S. could have chosen to become a global economic loan shark, but we didn’t, and let a lot of the tab slide. So not all lending and borrowing is bad. Louis Navellier
It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion. Evan Davis
Subprime lending is growing faster in black areas than in white areas. Bill Dedman
You can make great money in a utility type of business by borrowing cheaply and lending sensibly but that’s not what’s being done. Meredith Whitney
We should redefine the metric for effective lending, viz., prioritise loans to enterprises, which will generate more employment. Urjit Patel
It’s true that monetary policy was too lax for too long, and the government encouraged lending to people who were unlikely to repay their loans. Paul Singer
There are several different ways we can get at unclogging the arteries of lending in America and helping working people achieve financial independence. Part of that is going to be through executive action. Part of that is going to be through reconciliation. Jeb Hensarling
Banks were once places to hold money and were very careful in lending to finance families as they built a future – bought homes, bought cars, took out student loans. Elizabeth Warren
As an Ambassador for PSI and a supporter of Nothing But Nets, I have met individuals around the world who are lending their ideas, their voices, and their time to improve their communities and the world at large. And there are millions more that I have not met. Mandy Moore
The mortgage crisis is a clear instance of consumers who needed protection. There was predatory lending to people who didn’t know what they were doing. Nassim Nicholas Taleb
Our approach on lending has always been that we will lend to India-linked assets, because that’s the risk that we understand, and that is the business that has been doing very well. Chanda Kochhar
All economically well-off nations have used what has been dubbed ‘cheque-book diplomacy,’ and China does so, too. Apart from funding government-to-government lending, China has also been able to create global companies and global brands that have contributed to Chinese soft power. Sanjaya Baru
It is important to create credit absorption capacity rather than to just enhance lending targets. Arundhati Bhattacharya
If lenders are forced to scale back student lending because private student loans are subject to bankruptcy discharge, many students will be denied access to higher education. Trent Franks
I could have just received royalty checks every month by lending my name to a collection, but I didn’t want to do that. My name is a reflection of me. Nicky Hilton
Many European countries, as well as Australia, Canada, Israel, and New Zealand, have adopted legislation that creates a ‘public lending right’, where the government recognises that enabling hundreds of people to read a single copy of a book provides a public good, but that doing so is likely to reduce sales of the book. Peter Singer
The problem for those who assert biblical authority in support of traditional definitions of marriage is that one could, with equal validity, assert that the lending of money or certain kinds of haircuts are forbidden by God, or that slavery and the subjugation of women are authorized by the Lord. Jon Meacham
Banks provide payment systems, core deposit and lending facilities that enable us to manage our day to day affairs. Chuka Umunna
Home ownership was the fig leaf for the rise in subprime lending. But that was really about cash-out refinancings, not buying homes. Bethany McLean
State funds, private equity, venture capital, and institutional lending all have their role in the lifecycle of a high tech startup, but angel capital is crucial for first-time entrepreneurs. Angel investors provide more than just cash; they bring years of expertise as both founders of businesses and as seasoned investors. Jay Samit
The invention of money opened a new field to human avarice by giving rise to usury and the practice of lending money at interest while the owner passes a life of idleness. Pliny the Elder
The business of a bank is to lend money; which amounts, nowadays, to lending credit. John Buchanan Robinson
Everyone may have some advise for the RBI. Some may advise, ‘Cut your lending rates and raise the deposit rate.’ How will a bank function? We take a medium term view. The bank has an 80-year-old history. I don’t want to destroy it for a few decisions. Raghuram Rajan
Lending has come back in retail; it has come back in working capital. It has also come back in other forms, like government contract being given out to companies. Chanda Kochhar
Traditional consumer banking will come under extreme pressure as its central deposit-taking and lending functions are challenged by online savings vehicles, crowdfunding, and loan syndicating by such nontraditional competitors as insurance companies, pension and hedge funds. James P. Gorman
We really accomplished what we set out to do with the Recovery Act programs, which was to fill the lending gap created by the crisis. Karen Mills
Expertise and judgment in the art of lending for novel ventures must be reacquired. Edmund Phelps
Investment banking has, in recent years, resembled a casino, and the massive scale of gambling losses has dragged down traditional business and retail lending activities as banks try to rebuild their balance sheets. This was one aspect of modern financial liberalisation that had dire consequences. Vince Cable
There’s another way we are getting behind business – by sorting out the banks. Taxpayers bailed you out. Now it’s time for you to repay the favour and start lending to Britain’s small businesses. David Cameron
Why don’t we call on the credit card companies to be accountable? They need to be held accountable for their predatory lending practices. Paul Wellstone
The Small Business Lending Fund was cleverly named by its authors last Congress. Since its implementation, however, it would appear a more appropriate name would be the Bailed Out Bank Refinancing Fund. Ed Royce
We want to create more jobs. We want to qualify more lenders and expand lending markets. But also, I want a very different SBA – it’s not your father’s SBA. I want to modernize it and reposition it so when people think about jobs, they think about how the Small Business Administration would really be helpful. Linda McMahon
With the right sources of funding and some smart, strategic thinking about how to force non-banks to follow the same rules as other lenders, the entire landscape of consumer lending would change. Elizabeth Warren
Because SBI is so large, serving customers in India’s big cities and small rural villages alike, it has a pressing need for better tools and technology to monitor lending risks. Arundhati Bhattacharya
Large fortunes are all founded either on the occupation of land, or lending or the taxation of labor. John Ruskin
Aggression at a time when the economy was growing at substantial rates and the retail lending as an industry was growing at a substantial rate was an appropriate aggression. Caution at a time when the economic environment is so uncertain is an appropriate caution. Chanda Kochhar
We want to see more sources of alternative finance, from innovations in factoring such as MarketInvoice or in peer-to-peer lending such as Funding Circle which Labour local authorities are now using to support and invest in local businesses. Chuka Umunna
I worked with Tyler before on ‘Daddy’s Little Girls’. He couldn’t be smarter or more laid back and cool. He’s always throwing out lines and is funny as hell. And he was shining his light on ‘Peeples’, too, lending his name to showcase Tina as a first-time director, and me as a first-time lead. Craig Robinson
So you know, everyone points out Greece’s default record, but the history of a lot of sovereign nations is not a good one when it comes to lending them money. James Chanos
I am committed to lending my voice and participating in action campaigns to support the U.N. Sustainable Development Goals that must be achieved by 2030. Aidan Gallagher
Our servicemembers are focused every day on serving our country. It’s our job to ensure that they have everything they need to do their jobs to the best of their ability. That must include effective consumer protections against predatory lending, already afforded under the Military Lending Act, for our men and women in uniform and their families. Conor Lamb
International lending banks need to focus on areas where private investment doesn’t go, such as infrastructure projects, education and poverty relief. Joseph Stiglitz
My focus is on the financial sector, on getting credit going, getting lending flowing. I can’t imagine anything that would have a bigger stimulative impact. Henry Paulson
Banks are slowly but surely lending again, and never again will taxpayers foot the bill for Wall Street’s excesses. In case we forgot, that was the change we believed in. That was the change we fought for. That was the change President Obama delivered. Rahm Emanuel
Borrowing is not much better than begging; just as lending with interest is not much better than stealing. Doris Lessing
Groups that work in black neighborhoods around the country have contended that much of subprime lending is ‘predatory lending.’ Bill Dedman
We have invested in many of our customers in the health care business by lending or leasing money for equipment purchases or investing in some customers to help them grow business. John L. Flannery
Prior to the 2008 recession, many financial institutions were engaging in ‘proprietary lending,’ where a bank would invest funds for its own gain instead of earning revenue through commission by trading on behalf of clients. Seth Moulton
A contingent bailout policy – implicit or explicit – must be coupled with some regulation of what banks can and cannot do. For example, a ban on lending to uncreditworthy customers might well make sense. Eric Maskin
Only institutions that go about the old-fashioned business of taking in deposits from customer A and lending them out to customer B should be called banks. The rest should call themselves what they are. ‘Parlors’ would be appropriate, or ‘dens’ – words more suitable to venerable betting pursuits. Graydon Carter
I have always said that a bank’s lending rates do not only depend on rate cuts – it is just one signal. Chanda Kochhar
We need a new British business bank with a clean balance sheet and an ability to expand lending rapidly to the manufacturers, exporters and high-growth companies that power our economy. Today I can announce we will have one. Vince Cable
Lending rate is a function of both liquidity as well as credit demand. Arundhati Bhattacharya
Boston had the first public library, Liverpool had the first lending library. Both cities have pioneered medical advancements during the decades and both have the largest economic powers in the world exactly 213 miles to the south by car. John W. Henry
It strikes me as very strange that whereas Tennyson could support most of Mr. Buckley’s propositions about free trade, and the private sector, and private enterprise, Tennyson found no difficulty also in lending intellectual support to the idea of Women’s Liberation. Germaine Greer
When I give my time to a worthy cause, it’s time well spent. Lending a voice to help raise money – or perhaps just awareness – is the least I can do to give back. When I spend time with people who are fighting for children, it puts everything into perspective. Amy Robach
What began as a subprime lending problem has spread to other, less risky mortgages and contributed to excess home inventories that have pushed down home prices for responsible homeowners. Henry Paulson
If bankers become overly conservative in response to past lending mistakes – or if examiners force such behavior – it will hurt bankers’ own long-term interests and the economy in general. Ben Bernanke
